Negative Cash Flow. No Income. No Job.
Start My Approval
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Fast DSCR Loan Pre‑Qualification
No income. No job. No problem — Get funded in as little as 10 days.
Benefits Built for Real Investors
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Second-Lien DSCR Available
Tap into your property’s equity while keeping your first mortgage intact.
Close in 10 Days or Less
Fast funding so you can seize opportunities without delay.
Direct Line to Decision Makers
Skip the red tape—get real answers, real fast.
No-Ratio, No Nonsense
Approval based on common sense, not complicated formulas.
Crypto Assets OK
Use your digital assets to qualify without traditional roadblocks.
No Middlemen. No Waiting.
Work directly with the source for faster, smoother closings.
DSCR Loans — Fund Your Investment Properties Fast
Use your digital assets to qualify without traditional roadblocks.
Works for short‑term rentals, multi‑family, Airbnbs, duplexes & more
No income verification
Fast approvals
Investor‑focused lending
Instant Loan Prequalification
Features
Close in 10 Days or Less
Apartment complexes and multi-unit rentals
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Short-Term Rentals
Properties for Airbnb and vacation rental purposes.
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PadSplit / Co-Living
Modern shared housing investment opportunities
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Single Family Homes
Traditional rental properties with steady income
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Duplexes & Triplexes
Multi-unit properties with separate living spaces.
Fast DSCR Loan Pre‑Qualification
No income. No job. No problem — get funded in as little as 10 days.
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Ready to Finance your next Investment?
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Licensed by the DFPI under the California Residential Mortgage Lending Act
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E Mortgage Capital, Inc.
NMLS#1416824 NMLS#849078
18071 Fitch, Suite 202, Irvine, CA 92614
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